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Nursing Care Insurance

Another element of statutory social security is “Pflegeversicherung” (nursing care insurance). It is directly linked to health insurance cover and automatically taken out with it.

Nursing care insurance is designed for people who are in need of care and dependent on the assistance of others. It provides for domestic and in-patient care.Contributions to nursing care insurance are deducted at source from the employee’s gross salary. As a rule, the employer pays half the contributions, the employee the other half.

Childless employees pay a surcharge of 0.25% of their gross salary on top of his. The employer registers his employee with the respective health insurance provider who then automatically forwards the registration to all the other social security providers.